Planning that helps make your financial life feel more manageable
Together, we’ll simplify decisions and build a plan you can actually stick with. Deidre helps busy families, professionals and pre-retirees in and around Pinellas County or virtually across the country.
Monthly Financial Planning
Keep a planner in your corner with an ongoing, proactive partnership
Best for: Individuals and families who want structured, hands-on financial planning throughout the year.
Price: $250-300/month
Retirement Plannng Package
Retirement decisions, simplified.
Best for: If retirement is close (or you’re already there) and you want help turning big questions into a workable plan—income, timing, and next steps.
Includes: Two meetings plus preparation and analysis, with written follow-up, projections, and recommendations.
Price: $950
One-Time Planning Session
One meeting. Real answers. A clear next step.
Best for: A financial “check-in,” decision support, or getting unstuck on a specific question.
Includes: 60-minute meeting plus written follow-up—so you’re not left trying to remember everything we talked about.
Price: $350
CHOOSE THE RIGHT LEVEL OF SUPPORT
Not everyone needs the same kind of help. Some clients want a full plan and accountability. Others want a second set of eyes before a big decision. I’ll meet you where you are—and build from there.
Don’t see a planning option that fits what you’re looking for? We can work together in many ways. Let’s talk and make a plan!
Monthly Financial Planning
Full-picture planning for real life.
Who it’s for:
If you want a comprehensive plan—and someone to help you follow through—this is your home base.
What we cover:
Cash flow, spending, and saving (without shame)
- Strategies to manage and pay down debt in the most efficient way
Retirement planning and long-term projections
Investment guidance and coordination
Tax-smart planning (in coordination with your tax professional)
Insurance planning (life, disability, and coverage gaps)
Goal-setting, tradeoffs, education, accountability, and decision support
Saving for your home, children’s future or future fun
Family protection through insurance and estate planning
Ongoing guidance for financial decisions, so you never feel like you’re just winging it
What you’ll walk away with:
A clear plan, prioritized next steps, and a steady process for making progress—one decision at a time.
Typical pricing:
Annual Planning: $250/month (includes up to 12 meetings/year)
Focused Planning (3 months): $300/month
Retirement Planning Package
Retirement decisions, simplified.
Who it’s for:
If retirement is close (or you’re already there) and you want help turning big questions into a workable plan—income, timing, and next steps.
What we cover:
- Retirement income strategy (what to pull from where, and when)
- Social Security timing decisions
- Investment and withdrawal planning
- Tax-aware retirement planning (in coordination with your tax professional)
- Healthcare and insurance considerations
- Clear “what to do next” action steps
What you’ll walk away with:
A focused retirement roadmap with projections, recommendations, and a step-by-step plan you can actually use.
Typical pricing:
- $950 (two meetings + preparation/analysis, with written follow-up)
Investment Management & Planning
Invest with purpose—not guesswork.
Typical pricing:
- Investment advisory fees vary depending on the account and level of service, and are typically charged as a percentage of assets under management, up to 1.50% annually. For clients whose investments are managed, planning conversations are often integrated alongside regular portfolio review meetings.
Who it’s for:
If you’re unsure whether you’re invested appropriately, you want a second opinion, or you’d like professional support managing investments as part of a bigger financial plan.
What we cover:
Portfolio review: risk, diversification, fees, and alignment to your goals
Investment strategy tied to your timeline (not market headlines)
Tax-aware investing concepts (as part of the broader plan)
Ongoing monitoring/rebalancing support (for advisory clients, when eligible)
Coordination with the rest of your plan (retirement, cash flow, insurance, big decisions)
What you’ll walk away with:
Clarity on what you own, why you own it, and what to change (or keep) so your investments support the life you’re building.
Not sure which service fits?
That’s normal. Send a quick note and tell me what’s on your mind—retirement timing, cash flow stress, a big decision, or just “I need a plan.” I’ll point you to the best next step.